Toast deposits arrive as one lump sum, already reduced by processing fees, refunds, and withholdings like Toast Capital repayments. Synder breaks each one apart: sales with sales tax, tips and gratuity on their own lines, plus fees, refunds, and withholdings booked separately. Any difference Toast doesn't explain goes to a deposit adjustment, so the payout still matches.

Using Toast's Payout Reporting by Payments and by Settled Date, Synder posts sales to a Toast clearing account and moves each net deposit to your bank. Chargebacks and other differences go to a deposit adjustment, so the clearing account always zeroes out.

Synder keeps your Toast deposits easy to reconcile in QuickBooks Online. Sales, fees, and refunds are recorded through a clearing account, so each payout matches what reaches your bank. Transaction Reconciliation then checks your synced data line by line and flags any discrepancies, and Balance Reconciliation confirms your clearing account balance adds up for the period. Month-end becomes a quick check instead of a rebuild.

If Toast revises a deposit after it's booked, Synder posts a correction, so your books keep matching Toast's settlement reports.

Synder books sales tax on every Toast check using the tax rates set up in Toast, so items taxed at different rates, such as prepared food or alcohol, keep the rate Toast charged. Tax posts to your sales tax liability account, and marketplace facilitator tax is kept apart as a pass-through.

Tips and gratuity land on their own lines, separate from sales, and refunded tips are reversed together with their refund.

Synder reads your Toast setup – sales categories, tax rates, discounts, and service charges – so every line in QuickBooks Online carries the names your team already uses. Each item posts with its Toast sales category, and Smart Rules route those sales to the income accounts and GL codes your bookkeeper expects. Set a rule once, and every future sync follows it.

Gift card sales and reloads post to a gift card liability, redemptions are recorded as a payment type, and service charges, including gratuity, appear as their own lines.

Synder pulls past Toast sales into QuickBooks Online for the date range you choose, so you can catch up on earlier months before going live. Restaurants that just switched to Toast can import everything back to their first day on Toast.