The hard way

Manually compare and calculate fees, and stay updated with any changes as they occur.

Stripe

Square

Shopify

Cards & digital wallets

Default 2.9% + 30¢
Manually entered +0.5%
International cards +1.5%
Currency conversion +1%
3D Secure attempt +3¢
25¢ per renewed card information update

In person 2.6% + 10¢
Online 2.9% + 30¢

In person 2.6% + 10¢
Online 2.9% + 30¢
3rd-party payment providers 2%
Currency conversion 1.5% in the US
Currency conversion 2% in all other countries and regions with Shopify Payments

Links

2.9% + 30¢

ACH bank payments

0.8%

1% (minimum $1 per transaction)

Card reader

Card readers from $59
2.7% + 5¢
Per authorizaion 10¢
International cards +1.5%

Card reader from $299
Manually-entered card payments 3.5% + 15¢
Card on File payments 3.5% + 15¢
Swiped card payments 2.6% + 10¢
Manually entering Square physical or eGift cards 3.5% + 15¢
In-person payments when you connect Square Terminal with
Virtual Terminal 2.6% + 10¢ per transaction per tap, dip, or swipe.
Pay 3.5% + 15¢ when you key in a credit or debit card number manually.

Card reader from $49
Basic: 2.9% + $0.30 online and 2.7% in person
Shopify: 2.6% + $0.30 online and 2.5% in person
Advanced: 2.4% + $0.30 online and 2.4% in person
Shopify Plus: 2.15% + $0.30 online and 2.15% in person

Invoicing

Starter plan 0.4%
Plus plan 0.5%

Online card payment 3.3% + 30¢
In-person card payment 2.6% + 10¢
Per card on file payment 3.5% + 15¢
Per manually keyed in payment 3.5% + 15¢
Online ACH payment 1% with minimum fee of $1
Per invoice with Cash App Pay 2.9% + 30¢
Per card payment with Afterpay 6% + 30¢

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