



Connect Klarna and Xero to the Synder app.
Set up Synder to align perfectly with your business needs.
Enjoy streamlined bookkeeping and smooth reconciliation.

Synder creates a separate clearing account for each payment gateway and syncs Klarna, as well as other payment platforms like PayPal, Stripe, Afterpay, and more, into Xero individually. Each payout is recorded against the correct account, so deposits reconcile cleanly without mixed transactions or catch-all balances.
Synder creates a sales receipt for each Klarna settlement, breaking down sales, returns, fees, and adjustments, then posts the net payout. When it hits your Xero bank feed, the amounts match perfectly. Just click "Match", and you're done.
Synder automates sales tax handling across all your connected platforms. It captures tax data directly from Klarna, applies the correct tax codes in Xero, and accounts for withholding taxes where required. Synder keeps your tax records accurate and consistent.
Synder identifies Klarna transaction fees and records them as separate expenses in Xero. Each cost is tracked explicitly, so margins reflect Klarna’s actual impact without manual adjustments.
You can have transactions in any currency, and Synder automatically converts them to your home currency using the platform’s exchange rate from the transaction date. This ensures consistent multi-currency reporting and prevents conversion discrepancies during reconciliation.
To find the best solution for your business, book a call with our accounting automation expert. We'll dive into your needs and show how Synder can optimize your bookkeeping processes. Let us walk you through it!


Discover how to boost your online and subscription-based clients' success while saving time and increasing accuracy.
Explore accountants’ pageSOC 2 Type 2 certified, GDPR and HIPAA compliant, with end-to-end encryption built in. Synder keeps your data secure, helps you pass audits, and scales safely as you grow.
Synder's support team knows ecommerce accounting inside and out. Get help whenever you need it – chat, email, video call, or screen share. You're never stuck sorting things out alone.
Set up transactions exactly how you need them: rename line items, pull in custom data, adjust tax codes, and map everything to match your workflow perfectly.
Synder breaks down revenue by product, location, payment method, or date, from monthly snapshots to year-end reports. Get the data you need to make decisions.
"Time is money. Instead of a bookkeeper spending 40 hours a month manually reviewing thousands of transactions each month – clicking into each one, checking metadata, and categorizing it – Synder does it all automatically, the moment the charge happens. Which means we save 480 hours and almost $24K yearly.”
Klarna doesn’t offer a native, direct integration with Xero. Instead, tools like Synder connect Klarna to Xero by syncing transactions, payouts, fees, and taxes in an accounting-ready format, so Klarna data reconciles cleanly without manual work.
Besides Klarna, 30+ other payment and sales platforms integrate with Xero, including PayPal, Stripe, Afterpay, Amazon, Magento, and Shopify, which Synder can also sync into Xero. This helps bring transaction, fee, and payout data from various gateways into your accounting system without manual entry.
You reconcile the Klarna clearing account by matching Klarna payouts to the corresponding sales, fees, and refunds recorded in Xero. When Klarna settlements are properly split and posted against a dedicated clearing account, the balance matches automatically as payouts hit the bank, without manual adjustments or suspense balances.