Does Walmart Take Afterpay? Walmart And Affirm Integration

If you’re a frequent shopper at Walmart and have heard about Afterpay, you might be wondering if the retail giant accepts this payment option. Afterpay is a popular “buy now, pay later” service that allows customers to make purchases and pay for them in installments over a period of time. However, Walmart does not currently accept Afterpay as a payment method.

In this article, we’ll go into more detail, explore what Afterpay is and discuss other Walmart’s payment options.

What is Afterpay, and how to pay with it?

Afterpay is a payment service that allows customers to split their purchases into four interest-free payments. When making a purchase with Afterpay, the customer pays 25% of the total cost upfront, and the remaining amount is paid over the next six weeks in three equal installments. 

One of the main benefits of using Afterpay is that it allows customers to make larger purchases without having to pay the full amount upfront. Additionally, Afterpay doesn’t charge interest or fees as long as payments are made on time.

Does Walmart accept Afterpay financing?

Unfortunately, customers can’t use Afterpay financing to make purchases at Walmart. However, there’s an option to buy Walmart gift cards through the Afterpay website. Such gift cards have no expiration date, and you can use them for yourself or send them to your friend. All you need to do is choose an amount and who you want to send the e-Gift Card to. After the purchase, you’ll receive an order confirmation email from Afterpay and a second email with your e-Gift Card itself.

Can Walmart customers pay with Affirm?

However, Walmart customers can use Affirm, a financing option that allows customers to finance purchases over a longer period of time. Affirm works by giving customers a loan for their purchase amount and then charging interest over a fixed term. Customers can choose to pay their loan off over a period of 3, 6, or 12 months, with interest rates ranging from 0% to 30%.

To use Affirm at Walmart, customers simply select it as a payment option at checkout and follow the prompts to apply for a loan. Affirm will then provide the customer with a loan amount, interest rate, and payment terms. If the customer accepts the loan terms, the purchase will be completed, and the customer will be responsible for making payments to Affirm over the agreed-upon term.

It’s important to note that there are some limitations to using Affirm at Walmart. Affirm can only be used for purchases between $150 and $2,000; customers must be at least 18 years old to use the service. Additionally, Affirm may not be available for certain types of products, such as groceries, pharmacy items, and gift cards.

If you are a business owner, by implementing automated accounting software such as Synder Business Insights, you can track the real numbers from both platforms: Walmart and Affirm (or even more if they are connected to Synder). Book an office hour to discuss your particular case and find the best solution for your business. 

Other payment options at Walmart

If you’re looking for alternative payment options at Walmart, there are several options available. Walmart Pay is a mobile payment option that allows customers to pay for purchases using their smartphone. Walmart Pay is available at all Walmart locations and can be used to pay for purchases of any amount.

Walmart also accepts most major credit cards, including Visa, Mastercard, American Express, and Discover. Customers can use their debit cards to pay for purchases at Walmart and pay with cash or a Walmart gift card.

Customers who prefer to use PayPal can also link their PayPal account to their Walmart account and use it to make purchases online. PayPal can be used for purchases of any amount and is a convenient payment option for those who prefer to use their PayPal balance or linked bank account.

Another option is “Buy now, pay later” with Klarna. This payment option allows you to split your purchase into 4 smaller payments. To use Klarna as your payment option, you’ll first need to download the Klarna app and search for Walmart. After that, you’ll be able to add items to your cart. When you’ve added everything you need, go to the checkout page and click “Pay with K.”. The cost will be split into 4 smaller payments that have to be paid every 2 weeks.

Read more about Walmart payment options.

Walmart and Afterpay or Walmart and Affirm: Conclusion

In conclusion, Walmart doesn’t accept Afterpay, but there’s still an option to buy a gift card through the Afterpay website or add the other “buy now, pay later” service – Klarna. Walmart customers can also use Affirm, a financing option that allows customers to finance purchases over a longer period of time. Affirm can make larger purchases more affordable and manageable with flexible repayment terms and competitive interest rates. However, it’s important to remember to create a budget, choose the right repayment term, and avoid making unnecessary purchases so as not to get into financial difficulties. Keep in mind that Affirm isn’t available for all products, so customers should check whether the option is available for their purchases.

Walmart offers a variety of other payment options, including credit and debit cards, cash, Walmart gift cards, and mobile payments such as Walmart Pay. Customers can also use PayPal Pay to make purchases online.

The retail giant is always looking for new ways to make shopping more convenient for its customers, who can check Walmart’s website or contact customer service for the most up-to-date payment options and availability information.