How Does Klarna One-Time Card Work?

What Banks Does Klarna Accept?

Burgeoning e-commerce businesses have been changing the way we buy things for more than a decade and, judging by the growing numbers of e-shoppers, online shopping is here to stay. With online businesses expanding rapidly, so does the number of online cashless transactions made with credit cards, money transfers, checks, etc. And recently we’ve noticed a new trend – the increased demand for Buy Now, Pay Later payment options, such as Klarna, that is opening new opportunities to buy what you want now and spread the payments over time with its virtual card.

If you’ve always wanted to unlock the power of Klarna, but weren’t sure how, its One-time card is the perfect solution. The card puts the power of the service in your hands, giving you more control and flexibility over your purchases. Want to know more? Get all the information you need to know about the One-time card and shop with Klarna today!

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What is Klarna’s One-time card?

Klarna’s One-time card is an exciting virtual payment option that allows customers to make one purchase at any US retailer that accepts VISA cards.

With Klarna’s One-time card, you’ll receive a special card number that works the same as a standard credit card in stores. You can easily keep track of the payment plan that comes with your One-time card and make payments through the app with excitement.

What are the benefits of the Klarna One-Time Card?

The Klarna One-Time Card offers a range of benefits for anyone looking to make purchases online or in-store. 

  • Convenience

Firstly, it’s incredibly convenient as all you need to do is simply click the ‘Pay’ button and the payment will be processed instantly. This means you don’t have to worry about entering your credit card information every time you make a purchase. 

  • Security

Another great benefit of the Klarna One-Time Card is that it’s secure. It comes with advanced security measures such as encryption and two-factor authentication to ensure that your card information is saf.

  • Support

Additionally, Klarna has a dedicated customer service team who are available 24/7 to help you with any queries or issues you may have. This means you can rest assured knowing that your financial information is in safe hands.

  • Flexibility

The Klarna One-time card also offers great flexibility. You can use it to make payments both online and in-store, which means you can enjoy the convenience of making payments wherever you are. Plus, with its cashback rewards and discounts, you can save money on your purchases and stretch your budget even further.

  • Ease of use

Finally, the Klarna One-Time Card is incredibly easy to use. It’s simple to set up, and you can start using it right away. With its intuitive interface, you can easily manage your payments and keep track of your spending.

How to use your Klarna One-time card

Shopping with Klarna One-time virtual card is easy. Just follow these simple steps:

  1. Shop for what you love with Klarna. Just choose the ‘Pay with Klarna’ option when you’re browsing within the app, or make a new one-time card right there.
  1. Figure out your budget. Input the total cost you’re going to commit to (including delivery), and you’ll be presented with an agreement that verifies the amount that you’ve decided to splurge.
  1. Take a look at what the website has to offer. Klarna has your address details on file, so they’ll be automatically filled out at checkout. However, if there’s any missing information, you’ll need to enter your billing and shipping addresses manually.
  1. Complete the purchase with your One-time card. Secure your transaction by entering the details of your One-time card – card number, expiry date, and CVV code – when you choose the credit card payment option. It’s as easy as using any other card!
  1. Stay on the lookout for app updates. Should you spend less than your allocated spending amount, the unused amount can be refunded within 2 weeks on the purchase page. You’ve got to adjust the amount yourself, or else the app will automatically adjust it after a 14-day period.

It’s essential to keep in mind that a One-time card can only be used once and within a 24-hour period. If not utilized, the card will expire. In case you need to buy something more, simply generate a new card!

Where can I use my One-time card?

If you’re looking to shop in the United States and the store you’re at accepts VISA cards, then you’ll be glad to know that you can easily generate a One-time card via the Home tab on the Klarna app. Just type in the store you want to shop at in the search bar, create the card and you’re all set to go!

What is the payment process for my One-time card?

The One-time card is connected to your preferred debit or credit card and the first transaction will be made 24 hours after it is issued. The rest of the payments will follow the plan. You can easily manage your plan, pay ahead of time, or change the linked debit or credit card through the app – it’s so simple!

Find out more about Klarna Purchase Power.


Klarna is an innovative payment service that allows you to make one-time purchases with a virtual card linked to your existing debit or credit card. Now you can buy the items you couldn’t afford to purchase with one payment and repay the money in installments.

With Klarna’s One-time card, you can shop online and in-store without worrying about your card details being stored by merchants. Plus, you won’t have to worry about entering your payment details each time you make a purchase. It’s easy to create and use and is a great option to make every purchase payable.

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