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What Banks Does Klarna Accept?

What Banks Does Klarna Accept?

The pandemic has made a lasting impact on the way people shop – nowadays, it is becoming increasingly common to buy anything and everything online, whether it’s groceries, jewelry, or anything else. Naturally, e-commerce business owners need to extend the available methods of payments in order to make sure that they can cater to a larger audience. This is when alternative payment options come into play.

Klarna is a popular Buy Now, Pay Later service which allows its customers to buy the items they like now and repay the purchase in several interest-free installments. It’s a good way for e-commerce businesses to make large purchases more accessible for customers and increase their profits.

But what banks work with Klarna? Read this article to find out!

Looking to add Klarna to your e-commerce store? Learn how Synder can connect your e-commerce platforms and payment gateways for integrated accounting – check now.

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Which payment methods does Klarna accept?

According to their website, Klarna welcomes all of the most popular debit and credit cards in Europe, Australia and the US, including Visa, Maestro, Mastercard, and Discover. Unfortunately, the service doesn’t accept prepaid cards.

What banks does Klarna accept in Europe?

Klarna is a Swedish BNPL giant, so naturally, it has a wide range of accepted banks in Europe. We’ll make a breakdown by region.

Klarna accepts the following banks across the European Union: 

  • BNP Paribas
  • Bunq
  • Crédit Agricole
  • Deutsche Bank
  • Fidor Bank
  • HSBC
  • Unicredit

Each country also has a selection of banks working with Klarna. Here are some of them. 

The UK:

  • ABN Amro
  • Banco Sabadell
  • Bank of Scotland
  • Barclays
  • BBVA
  • Citi
  • Danske Bank
  • Handelsbanken
  • Lloyds Bank
  • Metro Bank
  • NatWest
  • RBS
  • Santander
  • Société Générale
  • The Co-Operative Bank
  • Ulster Bank

Belgium:

  • Argenta
  • Axa Bank
  • Bank Nagelmackers
  • Belfius
  • Beobank
  • BNP Paribas Fortis
  • Crelan
  • ING
  • KBC
  • Rabobank
  • Société Générale

Germany:

  • ABN Amro
  • ING
  • ING DiBa
  • Santander
  • Sydbank
  • UBS

Netherlands:

  • ABN Amro
  • Argenta
  • ASN Bank
  • Beobank
  • Handelsbanken
  • ING
  • Rabobank
  • Regiobank
  • SNS

Italy:

  • Banca MPS
  • Banca Nazionale del Lavoro
  • Banco BPN
  • BBVA
  • CheBanca!
  • Credit Agricole Italia
  • UBI Banca

Spain:

  • Banco Sabadell
  • Bankia
  • BBVA
  • CaixaBank
  • ING
  • Santander
  • UBS

France:

  • Crédit Mutuel
  • La Banque Postale
  • Société Générale
  • UBS

Conclusion

As you can see, Klarna works with some of the most popular debit and credit cards worldwide, including Visa, Maestro, Mastercard, and Discover. In order to verify whether your bank works with Klarna, it’s better to check their app and consult with their Merchant Support in your region. 

Want to check out Klarna but can’t decide? Have a look at our articles on Klarna:

How to get approved for Klarna?

How Does Klarna One-Time Card Work?

How Do Returns Work With Klarna?

How To Change Phone Number On Klarna?

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