{"id":29113,"date":"2026-06-24T17:32:14","date_gmt":"2026-06-24T17:32:14","guid":{"rendered":"https:\/\/synder.com\/help\/?p=29113"},"modified":"2026-06-24T17:46:36","modified_gmt":"2026-06-24T17:46:36","slug":"how-shopify-capital-payments-are-processed-in-synder","status":"publish","type":"post","link":"https:\/\/synder.com\/help\/how-shopify-capital-payments-are-processed-in-synder\/","title":{"rendered":"How Shopify Capital Payments Are Processed in Synder"},"content":{"rendered":"\n<p>If your business uses <a href=\"https:\/\/www.shopify.com\/capital\">Shopify Capital<\/a>, Synder handles the repayment flow automatically. When Shopify deducts a capital repayment from your payout, Synder syncs it as an <strong>expense<\/strong>. If Shopify reverses or refunds a repayment, Synder syncs it as a <strong>deposit<\/strong>.<\/p>\n\n\n\n<p>Synder creates the following transaction types from Shopify Capital activity:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Lending Capital Payment<\/strong> \u2014 a repayment deducted from your payout \u2192 synced as an expense<\/li>\n\n\n\n<li><strong>Lending Capital Reversed Payment<\/strong> \u2014 a repayment returned to you \u2192 synced as a deposit<\/li>\n\n\n\n<li><strong>Lending Credit Payment<\/strong> \u2014 a credit repayment deducted from your payout \u2192 synced as an expense<\/li>\n\n\n\n<li><strong>Lending Credit Reversed Payment<\/strong> \u2014 a credit repayment returned to you \u2192 synced as a deposit<\/li>\n<\/ul>\n\n\n\n<p>To make sure these transactions land in the right accounts in your books, follow the steps below.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Step 1: Set up the Lending Capital Loan account in Fees settings<\/strong><\/h2>\n\n\n\n<p>Synder has a dedicated <strong>Lending capital loan<\/strong> field in your Shopify integration settings. Set it once, and Synder will apply all Lending Capital transactions to that account automatically.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Go to Synder \u2192 <em>Settings<\/em> \u2192 select your Shopify integration.<\/li>\n\n\n\n<li>In the left menu, click the <em>Fees<\/em> tab.<\/li>\n\n\n\n<li>Find the <strong>Lending capital loan<\/strong> field.<\/li>\n\n\n\n<li>Select the account where Synder should post lending transactions \u2014 typically a <em>Loan Payable<\/em> or <em>Long Term Liabilities<\/em> account.<\/li>\n\n\n\n<li>Click <em>Update<\/em>.<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1400\" height=\"800\" src=\"https:\/\/synder.com\/help\/wp-content\/uploads\/sites\/2\/2026\/06\/stripe-fees-lending-liability.png\" alt=\"Lending capital loan field in Shopify Fees settings in Synder\" class=\"wp-image-29105\" srcset=\"https:\/\/synder.com\/help\/wp-content\/uploads\/sites\/2\/2026\/06\/stripe-fees-lending-liability.png 1400w, https:\/\/synder.com\/help\/wp-content\/uploads\/sites\/2\/2026\/06\/stripe-fees-lending-liability-300x171.png 300w, https:\/\/synder.com\/help\/wp-content\/uploads\/sites\/2\/2026\/06\/stripe-fees-lending-liability-1024x585.png 1024w, https:\/\/synder.com\/help\/wp-content\/uploads\/sites\/2\/2026\/06\/stripe-fees-lending-liability-768x439.png 768w, https:\/\/synder.com\/help\/wp-content\/uploads\/sites\/2\/2026\/06\/stripe-fees-lending-liability-1080x617.png 1080w, https:\/\/synder.com\/help\/wp-content\/uploads\/sites\/2\/2026\/06\/stripe-fees-lending-liability-60x34.png 60w, https:\/\/synder.com\/help\/wp-content\/uploads\/sites\/2\/2026\/06\/stripe-fees-lending-liability-150x86.png 150w\" sizes=\"(max-width: 1400px) 100vw, 1400px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Step 2: Record the initial loan in your books manually<\/strong><\/h2>\n\n\n\n<p>When Shopify deposits the advance into your account, Synder does not create a separate transaction for it. You need to manually record the initial loan in your accounting platform. <strong>Use the same account you set up in Step 1.<\/strong> That way, as Synder syncs each repayment, your outstanding loan balance decreases automatically. This makes it easy to track how much you have left to pay off.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Step 3: Sync Lending Capital transactions<\/strong><\/h2>\n\n\n\n<p>Once your settings are in place, sync your Lending Capital transactions:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Go to the Platform transactions and look for the <em>Lending Capital Payment<\/em>, <em>Lending Capital Reversed Payment<\/em>, <em>Lending Credit Payment<\/em>, or <em>Lending Credit Reversed Payment<\/em> transaction types for Shopify.<br><strong><em>Note<\/em><\/strong>: <em>If you don&#8217;t see them, use the manual import option in the top-right corner of the Platform Transactions tab.<\/em><\/li>\n\n\n\n<li>Select the transactions and sync them to the books: <em>Actions<\/em> \u2192 <em>Sync.<\/em><\/li>\n\n\n\n<li>Check that the created expenses and deposits are correctly categorized in the books.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"summary-sync\">Summary Sync users<\/h2>\n\n\n\n<p>On Summary sync, Lending Capital transactions appear as a separate <strong>Loans<\/strong> group in your daily summary mapping table. Map the Loans group to the appropriate liability account. Use the <strong>same account where you posted your loan advance<\/strong>. This keeps your outstanding balance accurate as Synder syncs each repayment.<\/p>\n\n\n\n<p>That&#8217;s it! Now you know how to handle Shopify Capital payments in Synder.<\/p>\n\n\n\n<p><a href=\"https:\/\/synder.com\/contact\/\"><em>Reach out to the Synder Team<\/em><\/a>&nbsp;via online support chat, phone, or email with any questions you have \u2013 we&#8217;re always happy to help you!<\/p>\n\n\n\n<script>\nif (window.convertflow == undefined) {\nvar script = document.createElement('script'); \nscript.async = true;\nscript.src = \"https:\/\/js.convertflow.co\/production\/websites\/11040.js\"; \ndocument.body.appendChild(script); \n};\n<\/script>\n<div class=\"cf-cta-snippet cta74541\" website-id=\"11040\" cta-id=\"74541\"><\/div>\n\n\n\n<p><br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If your business uses Shopify Capital, Synder handles the repayment flow automatically. When Shopify deducts a capital repayment from your payout, Synder syncs it as an expense. If Shopify reverses or refunds a repayment, Synder syncs it as a deposit. Synder creates the following transaction types from Shopify Capital activity: To make sure these transactions [&hellip;]<\/p>\n","protected":false},"author":2320,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[1],"tags":[],"ppma_author":[471],"class_list":["post-29113","post","type-post","status-publish","format-standard","hentry","category-video-tutorials"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How Shopify Capital Payments Are Processed in Synder - Synder<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/synder.com\/help\/how-shopify-capital-payments-are-processed-in-synder\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Shopify Capital Payments Are Processed in Synder - Synder\" \/>\n<meta property=\"og:description\" content=\"If your business uses Shopify Capital, Synder handles the repayment flow automatically. When Shopify deducts a capital repayment from your payout, Synder syncs it as an expense. If Shopify reverses or refunds a repayment, Synder syncs it as a deposit. 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When Shopify deducts a capital repayment from your payout, Synder syncs it as an expense. If Shopify reverses or refunds a repayment, Synder syncs it as a deposit. Synder creates the following transaction types from Shopify Capital activity: To make sure these transactions [&hellip;]","og_url":"https:\/\/synder.com\/help\/how-shopify-capital-payments-are-processed-in-synder\/","og_site_name":"Synder","article_published_time":"2026-06-24T17:32:14+00:00","article_modified_time":"2026-06-24T17:46:36+00:00","og_image":[{"url":"https:\/\/synder.com\/help\/wp-content\/uploads\/sites\/2\/2026\/06\/stripe-fees-lending-liability.png"}],"author":"anthony","twitter_card":"summary_large_image","twitter_misc":{"Written by":"anthony","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/synder.com\/help\/how-shopify-capital-payments-are-processed-in-synder\/","url":"https:\/\/synder.com\/help\/how-shopify-capital-payments-are-processed-in-synder\/","name":"How Shopify Capital Payments Are Processed in Synder - Synder","isPartOf":{"@id":"https:\/\/synder.com\/help\/#website"},"primaryImageOfPage":{"@id":"https:\/\/synder.com\/help\/how-shopify-capital-payments-are-processed-in-synder\/#primaryimage"},"image":{"@id":"https:\/\/synder.com\/help\/how-shopify-capital-payments-are-processed-in-synder\/#primaryimage"},"thumbnailUrl":"https:\/\/synder.com\/help\/wp-content\/uploads\/sites\/2\/2026\/06\/stripe-fees-lending-liability.png","datePublished":"2026-06-24T17:32:14+00:00","dateModified":"2026-06-24T17:46:36+00:00","author":{"@id":"https:\/\/synder.com\/help\/#\/schema\/person\/3afbc70be435735be4a4aa8c8c3af7af"},"breadcrumb":{"@id":"https:\/\/synder.com\/help\/how-shopify-capital-payments-are-processed-in-synder\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/synder.com\/help\/how-shopify-capital-payments-are-processed-in-synder\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/synder.com\/help\/how-shopify-capital-payments-are-processed-in-synder\/#primaryimage","url":"https:\/\/synder.com\/help\/wp-content\/uploads\/sites\/2\/2026\/06\/stripe-fees-lending-liability.png","contentUrl":"https:\/\/synder.com\/help\/wp-content\/uploads\/sites\/2\/2026\/06\/stripe-fees-lending-liability.png","width":1400,"height":800},{"@type":"BreadcrumbList","@id":"https:\/\/synder.com\/help\/how-shopify-capital-payments-are-processed-in-synder\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/synder.com\/help\/"},{"@type":"ListItem","position":2,"name":"How Shopify Capital Payments Are Processed in Synder"}]},{"@type":"WebSite","@id":"https:\/\/synder.com\/help\/#website","url":"https:\/\/synder.com\/help\/","name":"Synder","description":"Articles &amp; 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