{"id":23124,"date":"2024-09-03T17:08:27","date_gmt":"2024-09-03T17:08:27","guid":{"rendered":"https:\/\/synder.com\/help\/?p=23124"},"modified":"2026-07-17T16:34:21","modified_gmt":"2026-07-17T16:34:21","slug":"how-square-capital-payments-are-processed-in-synder","status":"publish","type":"post","link":"https:\/\/synder.com\/help\/how-square-capital-payments-are-processed-in-synder\/","title":{"rendered":"How Square Capital Payments Are Processed in Synder"},"content":{"rendered":"\n<p>If your business takes a <a href=\"https:\/\/squareup.com\/us\/en\/capital\">Square Capital<\/a> loan, Synder handles the repayment flow automatically. When Square deducts a capital repayment, Synder syncs it as an <strong>expense<\/strong>. If Square reverses a repayment and returns funds to you, Synder syncs it as a <strong>deposit<\/strong>.<\/p>\n\n\n\n<p>Synder creates the following transaction types from Square Capital activity:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Square Capital Payment<\/strong> \u2014 a repayment deducted from your account \u2192 synced as an expense<\/li>\n\n\n\n<li><strong>Square Capital Reversed Payment<\/strong> \u2014 a repayment returned to you \u2192 synced as a deposit<\/li>\n<\/ul>\n\n\n\n<p>To make sure these transactions land in the right accounts in your books, follow the steps below.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Step 1: Set up the Lending liability account in Fees settings<\/strong><\/h2>\n\n\n\n<p>Synder has a dedicated <strong>Lending liability<\/strong> field in your Square integration settings. Set it once, and Synder will automatically route all Square Capital transactions to that account.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Go to Synder \u2192 <em>Settings<\/em> \u2192 select your Square integration.<\/li>\n\n\n\n<li>In the left menu, click the <em>Fees<\/em> tab.<\/li>\n\n\n\n<li>Find the <strong>Lending liability<\/strong> field.<\/li>\n\n\n\n<li>Select the account where Synder should post lending transactions \u2014 typically a <em>Loan Payable<\/em> or <em>Other Current Liability<\/em> account.<\/li>\n\n\n\n<li>Click <em>Update<\/em>.<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"624\" src=\"https:\/\/synder.com\/help\/wp-content\/uploads\/sites\/2\/2026\/07\/square-fees-lending-liability.jpg\" alt=\"Lending liability field in Square Fees settings in Synder\" class=\"wp-image-30021\" srcset=\"https:\/\/synder.com\/help\/wp-content\/uploads\/sites\/2\/2026\/07\/square-fees-lending-liability.jpg 1280w, https:\/\/synder.com\/help\/wp-content\/uploads\/sites\/2\/2026\/07\/square-fees-lending-liability-300x146.jpg 300w, https:\/\/synder.com\/help\/wp-content\/uploads\/sites\/2\/2026\/07\/square-fees-lending-liability-1024x499.jpg 1024w, https:\/\/synder.com\/help\/wp-content\/uploads\/sites\/2\/2026\/07\/square-fees-lending-liability-768x374.jpg 768w, https:\/\/synder.com\/help\/wp-content\/uploads\/sites\/2\/2026\/07\/square-fees-lending-liability-1080x527.jpg 1080w, https:\/\/synder.com\/help\/wp-content\/uploads\/sites\/2\/2026\/07\/square-fees-lending-liability-60x29.jpg 60w, https:\/\/synder.com\/help\/wp-content\/uploads\/sites\/2\/2026\/07\/square-fees-lending-liability-150x73.jpg 150w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Step 2: Record the initial loan in your books manually<\/strong><\/h2>\n\n\n\n<p>When Square deposits the loan into your account, Synder does not create a separate transaction for it. You need to manually record the initial loan amount in your accounting platform. <strong>Use the same account you set up in Step 1.<\/strong> That way, as Synder syncs each repayment, your outstanding loan balance decreases automatically \u2014 making it easy to track how much you have left to pay off.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Step 3: Sync Square Capital Payment transactions<\/strong><\/h2>\n\n\n\n<p>Once your settings are in place, sync your Square Capital transactions:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Go to <em>Platform transactions<\/em> and look for the <em>Square Capital Payment<\/em> or <em>Square Capital Reversed Payment<\/em> transaction types.<br><strong><em>Note<\/em><\/strong><em>: If you don&#8217;t see them, use the manual import option in the top-right corner of the Platform Transactions tab.<\/em><\/li>\n\n\n\n<li>Select the transactions and sync them to the books: <em>Actions<\/em> \u2192 <em>Sync.<\/em><\/li>\n\n\n\n<li>Check that the created expenses and deposits are correctly categorized in the books.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"summary-sync\">Summary Sync users<\/h2>\n\n\n\n<p>On Summary Sync, Square Capital repayments for the day appear as a separate <strong>Loans<\/strong> group in your daily summary mapping table. Map the Loans group to the appropriate liability account \u2014 the <strong>same account where you recorded your initial loan advance<\/strong>. This keeps your outstanding balance accurate as Synder syncs each repayment.<\/p>\n\n\n\n<p>That&#8217;s it! Now you know how to handle Square Capital payments in Synder.<\/p>\n\n\n\n<p><a href=\"https:\/\/synder.com\/contact\/\"><em>Reach out to the Synder Team<\/em><\/a>&nbsp;via online support chat, phone, or email with any questions you have \u2013 we&#8217;re always happy to help you!<\/p>\n\n\n\n<script>\nif (window.convertflow == undefined) {\nvar script = document.createElement('script'); \nscript.async = true;\nscript.src = \"https:\/\/js.convertflow.co\/production\/websites\/11040.js\"; \ndocument.body.appendChild(script); \n};\n<\/script>\n<div class=\"cf-cta-snippet cta74541\" website-id=\"11040\" cta-id=\"74541\"><\/div>\n\n\n\n<p><br><\/p>\n\n","protected":false},"excerpt":{"rendered":"<p>If your business takes a Square Capital loan, Synder handles the repayment flow automatically. When Square deducts a capital repayment, Synder syncs it as an expense. If Square reverses a repayment and returns funds to you, Synder syncs it as a deposit. Synder creates the following transaction types from Square Capital activity: To make sure [&hellip;]<\/p>\n","protected":false},"author":2233,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[371,376,369,379,374,437,451],"tags":[],"ppma_author":[338],"class_list":["post-23124","post","type-post","status-publish","format-standard","hentry","category-sales-pt","category-transaction-recording-summary","category-transaction-recording-per-transaction","category-categorization","category-categorization-pt","category-payment-integrations-main","category-square-payment-integration"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How 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