{"id":22248,"date":"2024-06-05T20:44:32","date_gmt":"2024-06-05T20:44:32","guid":{"rendered":"https:\/\/synder.com\/help\/?p=22248"},"modified":"2026-03-30T19:20:37","modified_gmt":"2026-03-30T19:20:37","slug":"categorize-stripe-capital-financing-paydowns-loan-repayments","status":"publish","type":"post","link":"https:\/\/synder.com\/help\/categorize-stripe-capital-financing-paydowns-loan-repayments\/","title":{"rendered":"Categorize Stripe Capital Financing Paydowns (Loan Repayments)"},"content":{"rendered":"\n<p>If your business takes a <a href=\"https:\/\/docs.stripe.com\/capital\/how-stripe-capital-works\">Stripe Capital loan<\/a>, Synder\u2019s got your back! Synder supports Stripe financing paydowns, so your loan repayments will be accounted for automatically.<\/p>\n\n\n\n<p>Here is how:<\/p>\n\n\n\n<p><strong>Step 1:<\/strong><br>Add the amount of your loan manually to accounting. Usually, it should go to the Long Term Liabilities account.<br>Synder will account for paydowns, so the initial loan amount should be entered to the books manually.<\/p>\n\n\n\n<p><strong>Step 2:&nbsp;<\/strong><br>Synder will create a multiline expense to account for loan repayment. You need to create a Smart Rule in Synder to categorize loan repayment and loan percentage. The rule allows for categorizing loan repayments and interest paid, if needed.<\/p>\n\n\n\n<p>In Stripe terminology:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>\u201cAdvance amount\u201d stands for loan repayment;<\/li><li>\u201cPremium amount\u201d stands for interest paid.<\/li><\/ul>\n\n\n\n<p>So, use the Smart Rule template for loan categorization and assign the appropriate accounts:<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Go to Synder \u2192 <em>Smart Rules<\/em> menu tab \u2192 <em>Templates.<\/em><br><strong><em>Note<\/em><\/strong>: Start the Rules trial if this is your first time.<\/li><li>Find the template for<em> Categorizing Stripe Capita<\/em>l under the <em>Categorize<\/em> tab.<\/li><li>Click <em>Try it now<\/em> and customize the account for expense lines using <em>Then<\/em> blocks \u2192 set <em>QuickBooks data<\/em> \u2192 <em>Category <\/em>field. It will give you access to the accounts from your Chart of Accounts.<\/li><li>Save your rule and close it.<\/li><\/ol>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-us.googleusercontent.com\/docsz\/AD_4nXeeD7ZGpVndqB33h4T72cHUgz4ME3AVqozOPJYCWOA_RxJr0UbEMlU2O45aRN5TkZpTXWJnbyHViTGQHXNzpv9fx3SE1_re1p00pOXt6JLxivavGnbb9OQI4JKii8BuPpgx70a2zMUx0iwIf6fUz2aLjXSJ?key=feCwVkX6-9EvXs2ZE7MyaA\" alt=\"\"\/><\/figure>\n\n\n\n<p><strong>Step 3:<\/strong><br>Once the rule is saved, you can sync over Financing Paydown transactions and enjoy the results in the books:<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Go to the Platform transactions and look for the <em>Financing Paydown<\/em> transaction type for Stripe.<\/li><li>Select a few transactions and sync them over to the books: <em>Actions <\/em>\u2192 <em>Sync.<\/em><br><strong><em>Note<\/em><\/strong>: if transactions were already synced over, roll them back first and then sync again to apply the rule to them.<\/li><\/ol>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-us.googleusercontent.com\/docsz\/AD_4nXcdEsNKfvtdpzEocGLvKDNqFb7RZ6DLn3lQudtUsxDFrbt39Dzxx_d7yw1K3eaCqSrVtACyhI0b6OSl1qHn8ZWNXvKLsBpsMEPReYoJmTv35nTyxXrE4UJEmHYtyXJX6ZBs9dFH4yQwvNfcMm-CTOaBoDlU?key=feCwVkX6-9EvXs2ZE7MyaA\" alt=\"\"\/><\/figure>\n\n\n\n<ol class=\"wp-block-list\" start=\"3\"><li>Check the created expense properly categorized in the books.<\/li><\/ol>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-us.googleusercontent.com\/docsz\/AD_4nXeUM72ASwqAH1RVWXwuS0-09RSKXeAXVeLNW-IAP3bOB3ImAuHwHQfrqTUZLGWjLb4LNBJd5HNCaLgLajd3_XFfj2aNkml_VGh89C0S5lNQYrb_GnCajGVxPjHKMDP--9PmrGbpzQZdN2-o0HDtbo0Crzye?key=feCwVkX6-9EvXs2ZE7MyaA\" alt=\"\"\/><\/figure>\n\n\n\n<p>That&#8217;s it! Now you know how to categorize Stripe Capital Financing Paydowns.<\/p>\n\n\n\n<p><a href=\"https:\/\/synder.com\/contact\/\"><em>Reach out to the Synder Team<\/em><\/a>&nbsp;via online support chat, phone, or email with any questions you have \u2013 we\u2019re always happy to help you!<\/p>\n\n\n\n<script>\nif (window.convertflow == undefined) {\nvar script = document.createElement('script'); \nscript.async = true;\nscript.src = \"https:\/\/js.convertflow.co\/production\/websites\/11040.js\"; \ndocument.body.appendChild(script); \n};\n<\/script>\n<div class=\"cf-cta-snippet cta74541\" website-id=\"11040\" cta-id=\"74541\"><\/div>\n\n\n\n<p><br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If your business takes a Stripe Capital loan, Synder\u2019s got your back! Synder supports Stripe financing paydowns, so your loan repayments will be accounted for automatically. Here is how: Step 1:Add the amount of your loan manually to accounting. Usually, it should go to the Long Term Liabilities account.Synder will account for paydowns, so the [&hellip;]<\/p>\n","protected":false},"author":2233,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[369,374],"tags":[],"ppma_author":[338],"class_list":["post-22248","post","type-post","status-publish","format-standard","hentry","category-transaction-recording-per-transaction","category-categorization-pt"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Categorize Stripe Capital Financing Paydowns - Synder Guide<\/title>\n<meta name=\"description\" content=\"Learn how to categorize Stripe Capital financing paydowns (loan repayments) with smart rules in your accounting system by following this step-by-step guide.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/synder.com\/help\/categorize-stripe-capital-financing-paydowns-loan-repayments\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Categorize Stripe Capital Financing Paydowns - Synder Guide\" \/>\n<meta property=\"og:description\" content=\"Learn how to categorize Stripe Capital financing paydowns (loan repayments) with smart rules in your accounting system by following this step-by-step guide.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/synder.com\/help\/categorize-stripe-capital-financing-paydowns-loan-repayments\/\" \/>\n<meta property=\"og:site_name\" content=\"Synder\" \/>\n<meta property=\"article:published_time\" content=\"2024-06-05T20:44:32+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-30T19:20:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/lh7-us.googleusercontent.com\/docsz\/AD_4nXeeD7ZGpVndqB33h4T72cHUgz4ME3AVqozOPJYCWOA_RxJr0UbEMlU2O45aRN5TkZpTXWJnbyHViTGQHXNzpv9fx3SE1_re1p00pOXt6JLxivavGnbb9OQI4JKii8BuPpgx70a2zMUx0iwIf6fUz2aLjXSJ?key=feCwVkX6-9EvXs2ZE7MyaA\" \/>\n<meta name=\"author\" content=\"George Bylin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"George Bylin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How to Categorize Stripe Capital Financing Paydowns - Synder Guide","description":"Learn how to categorize Stripe Capital financing paydowns (loan repayments) with smart rules in your accounting system by following this step-by-step guide.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/synder.com\/help\/categorize-stripe-capital-financing-paydowns-loan-repayments\/","og_locale":"en_US","og_type":"article","og_title":"How to Categorize Stripe Capital Financing Paydowns - Synder Guide","og_description":"Learn how to categorize Stripe Capital financing paydowns (loan repayments) with smart rules in your accounting system by following this step-by-step guide.","og_url":"https:\/\/synder.com\/help\/categorize-stripe-capital-financing-paydowns-loan-repayments\/","og_site_name":"Synder","article_published_time":"2024-06-05T20:44:32+00:00","article_modified_time":"2026-03-30T19:20:37+00:00","og_image":[{"url":"https:\/\/lh7-us.googleusercontent.com\/docsz\/AD_4nXeeD7ZGpVndqB33h4T72cHUgz4ME3AVqozOPJYCWOA_RxJr0UbEMlU2O45aRN5TkZpTXWJnbyHViTGQHXNzpv9fx3SE1_re1p00pOXt6JLxivavGnbb9OQI4JKii8BuPpgx70a2zMUx0iwIf6fUz2aLjXSJ?key=feCwVkX6-9EvXs2ZE7MyaA"}],"author":"George Bylin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"George Bylin","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/synder.com\/help\/categorize-stripe-capital-financing-paydowns-loan-repayments\/","url":"https:\/\/synder.com\/help\/categorize-stripe-capital-financing-paydowns-loan-repayments\/","name":"How to Categorize Stripe Capital Financing Paydowns - Synder Guide","isPartOf":{"@id":"https:\/\/synder.com\/help\/#website"},"primaryImageOfPage":{"@id":"https:\/\/synder.com\/help\/categorize-stripe-capital-financing-paydowns-loan-repayments\/#primaryimage"},"image":{"@id":"https:\/\/synder.com\/help\/categorize-stripe-capital-financing-paydowns-loan-repayments\/#primaryimage"},"thumbnailUrl":"https:\/\/lh7-us.googleusercontent.com\/docsz\/AD_4nXeeD7ZGpVndqB33h4T72cHUgz4ME3AVqozOPJYCWOA_RxJr0UbEMlU2O45aRN5TkZpTXWJnbyHViTGQHXNzpv9fx3SE1_re1p00pOXt6JLxivavGnbb9OQI4JKii8BuPpgx70a2zMUx0iwIf6fUz2aLjXSJ?key=feCwVkX6-9EvXs2ZE7MyaA","datePublished":"2024-06-05T20:44:32+00:00","dateModified":"2026-03-30T19:20:37+00:00","author":{"@id":"https:\/\/synder.com\/help\/#\/schema\/person\/bdbaa16742639e5b66d1597314150d70"},"description":"Learn how to categorize Stripe Capital financing paydowns (loan repayments) with smart rules in your accounting system by following this step-by-step guide.","breadcrumb":{"@id":"https:\/\/synder.com\/help\/categorize-stripe-capital-financing-paydowns-loan-repayments\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/synder.com\/help\/categorize-stripe-capital-financing-paydowns-loan-repayments\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/synder.com\/help\/categorize-stripe-capital-financing-paydowns-loan-repayments\/#primaryimage","url":"https:\/\/lh7-us.googleusercontent.com\/docsz\/AD_4nXeeD7ZGpVndqB33h4T72cHUgz4ME3AVqozOPJYCWOA_RxJr0UbEMlU2O45aRN5TkZpTXWJnbyHViTGQHXNzpv9fx3SE1_re1p00pOXt6JLxivavGnbb9OQI4JKii8BuPpgx70a2zMUx0iwIf6fUz2aLjXSJ?key=feCwVkX6-9EvXs2ZE7MyaA","contentUrl":"https:\/\/lh7-us.googleusercontent.com\/docsz\/AD_4nXeeD7ZGpVndqB33h4T72cHUgz4ME3AVqozOPJYCWOA_RxJr0UbEMlU2O45aRN5TkZpTXWJnbyHViTGQHXNzpv9fx3SE1_re1p00pOXt6JLxivavGnbb9OQI4JKii8BuPpgx70a2zMUx0iwIf6fUz2aLjXSJ?key=feCwVkX6-9EvXs2ZE7MyaA"},{"@type":"BreadcrumbList","@id":"https:\/\/synder.com\/help\/categorize-stripe-capital-financing-paydowns-loan-repayments\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/synder.com\/help\/"},{"@type":"ListItem","position":2,"name":"Categorize Stripe Capital Financing Paydowns (Loan Repayments)"}]},{"@type":"WebSite","@id":"https:\/\/synder.com\/help\/#website","url":"https:\/\/synder.com\/help\/","name":"Synder","description":"Articles &amp; FAQ","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/synder.com\/help\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/synder.com\/help\/#\/schema\/person\/bdbaa16742639e5b66d1597314150d70","name":"George Bylin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/synder.com\/help\/#\/schema\/person\/image\/d964462c94c5eab2959c8b8c4e5201f2","url":"https:\/\/secure.gravatar.com\/avatar\/0518e0b967bd48f772b5909627a09fcc?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0518e0b967bd48f772b5909627a09fcc?s=96&d=mm&r=g","caption":"George Bylin"},"url":"https:\/\/synder.com\/help\/author\/egorbylin\/"}]}},"author_meta":{"display_name":"George Bylin","author_link":"https:\/\/synder.com\/help\/author\/egorbylin\/"},"featured_img":null,"coauthors":[{"link":"https:\/\/synder.com\/help\/author\/egorbylin\/","display_name":"George Bylin"}],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/synder.com\/help\/category\/transaction-recording-per-transaction\/\" class=\"advgb-post-tax-term\">Transaction Recording: Per Transaction (PT)<\/a>","<a href=\"https:\/\/synder.com\/help\/category\/transaction-recording-per-transaction\/categorization-pt\/\" class=\"advgb-post-tax-term\">Categorization PT<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Transaction Recording: Per Transaction (PT)<\/span>","<span class=\"advgb-post-tax-term\">Categorization PT<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 2 years ago","modified":"Updated 1 week ago"},"absolute_dates":{"created":"Posted on June 5, 2024","modified":"Updated on March 30, 2026"},"absolute_dates_time":{"created":"Posted on June 5, 2024 8:44 pm","modified":"Updated on March 30, 2026 7:20 pm"},"featured_img_caption":"","series_order":"","authors":[{"term_id":338,"user_id":2233,"is_guest":0,"slug":"egorbylin","display_name":"George Bylin","avatar_url":"https:\/\/secure.gravatar.com\/avatar\/543115bfe37c160e73946ae9c0969368?s=96&d=mm&r=g","author_category":"","first_name":"","last_name":"","user_url":"","job_title":"","description":""}],"_links":{"self":[{"href":"https:\/\/synder.com\/help\/wp-json\/wp\/v2\/posts\/22248"}],"collection":[{"href":"https:\/\/synder.com\/help\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/synder.com\/help\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/synder.com\/help\/wp-json\/wp\/v2\/users\/2233"}],"replies":[{"embeddable":true,"href":"https:\/\/synder.com\/help\/wp-json\/wp\/v2\/comments?post=22248"}],"version-history":[{"count":1,"href":"https:\/\/synder.com\/help\/wp-json\/wp\/v2\/posts\/22248\/revisions"}],"predecessor-version":[{"id":26704,"href":"https:\/\/synder.com\/help\/wp-json\/wp\/v2\/posts\/22248\/revisions\/26704"}],"wp:attachment":[{"href":"https:\/\/synder.com\/help\/wp-json\/wp\/v2\/media?parent=22248"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/synder.com\/help\/wp-json\/wp\/v2\/categories?post=22248"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/synder.com\/help\/wp-json\/wp\/v2\/tags?post=22248"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/synder.com\/help\/wp-json\/wp\/v2\/ppma_author?post=22248"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}