{"id":29678,"date":"2025-06-16T16:17:00","date_gmt":"2025-06-16T16:17:00","guid":{"rendered":"https:\/\/synder.com\/blog\/?p=29678"},"modified":"2026-01-26T12:28:24","modified_gmt":"2026-01-26T12:28:24","slug":"how-to-reconcile-stripe-payments-in-xero","status":"publish","type":"post","link":"https:\/\/synder.com\/blog\/how-to-reconcile-stripe-payments-in-xero\/","title":{"rendered":"How to Reconcile Stripe Payments in Xero"},"content":{"rendered":"\n

If you\u2019ve ever tried to reconcile Stripe payments in Xero using the native integration, you already know it\u2019s far from seamless. Missing fees, mismatched data, and lump-sum payouts that don\u2019t tie back to your invoices can make your reconciliation process messy and time-consuming. Fortunately, there\u2019s a smarter way. <\/p>\n\n\n\n

In this guide, we\u2019ll walk you through how to reconcile Stripe payouts in Xero accurately and efficiently using Synder<\/a>, a dedicated automation tool built for clean, accurate accounting.<\/p>\n\n\n\n

Step-by-step: Reconcile Stripe payouts in Xero with Synder<\/strong><\/h2>\n\n\n\n

Synder integrates with Xero<\/a>, as well as other leading accounting software\/ERPs, and over 30 sales and payment platforms. It acts as a central hub between Stripe and your accounting system, ensuring every transaction flows through with full context. Here\u2019s how to get started with reconciling Stripe payouts in Xero using Synder.<\/p>\n\n\n

\n
\"How<\/figure><\/div>\n\n\n

1. Connect Your Stripe and Xero accounts in Synder<\/strong><\/h3>\n\n\n\n

Setting up your Synder account is the first step. From there, you can link both platforms in just a few clicks. Think of Synder as a connector between Stripe and Xero<\/a>, making sure every transaction, with all the fees, refunds, and taxes, flows through completely.<\/p>\n\n\n\n

2. Choose how you want to sync transactions<\/strong><\/h3>\n\n\n\n

Synder offers two sync modes:<\/p>\n\n\n\n

    \n
  • Per-Transaction Sync<\/em>, for businesses that want each sale itemized
    <\/li>\n\n\n\n
  • Summary Sync<\/em>, for those who prefer a single daily entry<\/li>\n<\/ul>\n\n\n\n

    Choose what works best for your workflow. Summary Sync is great for faster reconciliations, while Per Transaction Sync offers granular detail.
    <\/p>\n\n\n\n

    3. Map Stripe payments to the right Xero accounts<\/strong><\/h3>\n\n\n\n

    Want your Stripe sales, fees, and taxes to go straight to the right place in Xero? Just set up Smart Rules. Plus, Synder’s mapping feature lets you easily assign income, fees, and refunds to the correct accounts, cutting down on manual cleanup later.<\/p>\n\n\n\n

    4. Enable automatic syncing<\/strong><\/h3>\n\n\n\n

    With auto-sync turned on, every time a transaction happens in Stripe, be it a sale, refund, or fee, Synder captures it and sends it to Xero, already categorized and ready to match.<\/p>\n\n\n\n

    5. Match Stripe payouts with bank deposits in Xero<\/strong><\/h3>\n\n\n\n

    Stripe payouts often bundle multiple transactions. Synder groups and matches them to bank deposits, so you don’t need to break them down manually. This leads to clean, one-click reconciliation right inside Xero.<\/p>\n\n\n\n

    \n